We purchase life insurance to take care of our family or business partners if we die too soon. We purchase life insurance to pay off our debts and replace our income due to premature death. We have clients from many different occupations, income levels and ages that use indexed universal life insurance not only as life insurance but also as a retirement income tool. We are still excited about using indexed universal life insurance as a way to accumulate cash on a tax-deferred basis and take an income stream on a tax-free basis. We now have more than 25 years of IUL history to draw from. Let’s talk about the important features that are needed to ensure the IUL you pick is going to live up to the test of time.įirst off, indexed universal life insurance was created back in 1997.
Making sure you pick the best IUL company is important.
There are a lot of IUL companies available to choose from.
